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Mill rates are one line on the housing bill. Compare current Canadian mortgage options from multiple lenders.
Municipal Finance
Residential mill rates and annual tax estimates from provincial open data and municipal tax bylaws (Ontario FIR Schedule 22, Nova Scotia open rates, and published council schedules elsewhere). One mill equals $1 per $1,000 of assessed value.
Municipal finance
Normalized residential mill rates, estimated bills on a representative home, and provincial comparisons for every tracked municipality.
Mill rates are one line on the housing bill. Compare current Canadian mortgage options from multiple lenders.
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Reading the scale
Residential mill rates plotted against national and provincial averages. One mill equals $1 of tax per $1,000 of assessed value.
~$4,475/yr on $450,000 assessed home
National average across 57 tracked municipalities. Each city page shows local rates against provincial and national references.
Figure 1 · Assessment math
How mills convert to annual tax
Multiply assessed value by the mill rate, then divide by 1,000. A 9.94 mill rate on a $450,000 home yields roughly $4,475 per year in municipal property tax before education levies.
From mill rates to annual bills
Assessment systems differ by province: BC Assessment revalues annually; Ontario MPAC phases values; Alberta uses annual market value; Nova Scotia caps many residential assessments. Compare dollar bills on a similar home value, not raw rates alone, and separate municipal rates from education levies.
Browse by region
Select a province to view every tracked municipality
Featured municipalities
Cities with the highest residential mill rates in our sample
ON · 23.21 mills
Explore →ON · 20.33 mills
Explore →ON · 19.88 mills
Explore →NS · 19.44 mills
Explore →ON · 19.10 mills
Explore →NS · 19.03 mills
Explore →ON · 18.54 mills
Explore →NS · 18.40 mills
Explore →Mill rates, annual estimates, and provincial context on every page. Cross-province rate rankings are not lifestyle rankings until assessment bases align.
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