Property Tax

Municipal Finance

Property Tax

Residential mill rates and annual tax estimates from provincial open data and municipal tax bylaws (Ontario FIR Schedule 22, Nova Scotia open rates, and published council schedules elsewhere). One mill equals $1 per $1,000 of assessed value.

Municipal finance

Property Tax Rates Across Canada

Normalized residential mill rates, estimated bills on a representative home, and provincial comparisons for every tracked municipality.

57
Cities tracked
3 provinces
9.94
National avg mill rate
mills · ~$4,475/yr on $450K
5.00
Lowest rate (sample)
mills among tracked cities
23.21
Highest rate (sample)
mills among tracked cities
Partner

Compare mortgage rates

Mill rates are one line on the housing bill. Compare current Canadian mortgage options from multiple lenders.

We may earn a commission when you use partner links on this page.

Reading the scale

Mill Rate Gauge

Residential mill rates plotted against national and provincial averages. One mill equals $1 of tax per $1,000 of assessed value.

9.94millsNear national avg

~$4,475/yr on $450,000 assessed home

011.50National avg9.94

National average across 57 tracked municipalities. Each city page shows local rates against provincial and national references.

Figure 1 · Assessment math

How mills convert to annual tax

Multiply assessed value by the mill rate, then divide by 1,000. A 9.94 mill rate on a $450,000 home yields roughly $4,475 per year in municipal property tax before education levies.

From mill rates to annual bills

Understanding Municipal Property Tax

Assessment systems differ by province: BC Assessment revalues annually; Ontario MPAC phases values; Alberta uses annual market value; Nova Scotia caps many residential assessments. Compare dollar bills on a similar home value, not raw rates alone, and separate municipal rates from education levies.

Browse by region

All Provinces & Territories

Select a province to view every tracked municipality

Featured municipalities

Highest Mill Rates

Cities with the highest residential mill rates in our sample

Compare Your City

Mill rates, annual estimates, and provincial context on every page. Cross-province rate rankings are not lifestyle rankings until assessment bases align.

Browse all cities