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Mortgage rates for Hamilton homeowners
Mill rates are one line on the Hamilton housing bill. Compare current Canadian mortgage options from multiple lenders.
Hamilton property taxes 2022
Ontario · Municipal mill rates · provincial open data and municipal tax bylaws
By OpenStats · Built from official Canadian sources
Direct municipal data9.58millsNear national avg
~$4,311/yr on $450,000 assessed home
016.30National avg9.94ON avg14.09
Residential mill rate
9.58
mills · $4,311/yr municipal on $450K
Est. annual tax
$5,000
Municipal + education on $450,000 home
YoY mill rate change
+3.5%
2021 → 2022
Reading this page
Hamilton's 2022 residential mill rate is 9.5800 mills, plus an education levy of 1.5300 mills. That combination works out to roughly $5,000 per year on a $450,000 assessed home.
The commercial mill rate is 24.7400 mills, and the residential rate is 32% below the Ontario average of 14.09 mills.
How to read this
One mill equals $1 of tax per $1,000 of assessed value. Rates are compiled from provincial open schedules and municipal tax bylaws, then normalized to mills where the source allows. Assessment systems differ (BC Assessment, Ontario MPAC phase-in, Alberta market value, Nova Scotia capped assessment), so cross-province rate rankings are not dollar rankings until bases align.
Start with the residential mill rate and the sample bill on a median assessed home, then ask whether education or regional levies sit on top. Municipal rate is the piece council sets; your notice may show a higher total. Compare cities on a similar assessed value, and keep class in mind (residential vs commercial or multi-residential).
Use the calculator for a rough personal estimate, then confirm the current tax bylaw and your assessment notice before budgeting or a purchase decision. Method detail: methodology.
Figure 1 · Assessment math
Mills to dollars on a median home
Hamilton's residential mill rate of 9.58 mills on a $450,000 assessed home yields roughly $4,311 per year in municipal tax before education levies.
Mill rate history
Year-over-year residential mill rates
20229.58 mills
20219.26 mills
20209.03 mills
20199.22 mills
20189.59 mills
201610.52 mills
Tax estimate on median home
Based on a $450,000 assessed value
Annual breakdown
- Municipal portion
- $4,311
- Education levy
- $689
- Commercial mill rate
- 24.74 mills
- Estimated total
- $5,000/yr
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Source · Ontario FIR Schedule 22 (2022). Last updated 2022. Refreshed on the site's automated schedule.