Mortgage rates for Pelham homeowners
Mill rates are one line on the Pelham housing bill. Compare current Canadian mortgage options from multiple lenders.
Ontario · Municipal mill rates · provincial open data and municipal tax bylaws
By OpenStats · Built from official Canadian sources
Atlas seed row (verify live source)~$2,471/yr on $450,000 assessed home
Pelham's 2026 residential mill rate is 5.4900 mills, plus an education levy of 4.4900 mills. That combination works out to roughly $4,491 per year on a $450,000 assessed home.
The commercial mill rate is 7.6860 mills, and the residential rate is 61% below the Ontario average of 14.09 mills.
One mill equals $1 of tax per $1,000 of assessed value. Rates are compiled from provincial open schedules and municipal tax bylaws, then normalized to mills where the source allows. Assessment systems differ (BC Assessment, Ontario MPAC phase-in, Alberta market value, Nova Scotia capped assessment), so cross-province rate rankings are not dollar rankings until bases align.
Start with the residential mill rate and the sample bill on a median assessed home, then ask whether education or regional levies sit on top. Municipal rate is the piece council sets; your notice may show a higher total. Compare cities on a similar assessed value, and keep class in mind (residential vs commercial or multi-residential).
Use the calculator for a rough personal estimate, then confirm the current tax bylaw and your assessment notice before budgeting or a purchase decision. Method detail: methodology.
Figure 1 · Assessment math
Mills to dollars on a median home
Pelham's residential mill rate of 5.49 mills on a $450,000 assessed home yields roughly $2,471 per year in municipal tax before education levies.
How Pelham compares to other Ontario municipalities
Pelham is 61.0% below the provincial average of 14.09 mills.
Based on a $450,000 assessed value
Mill rates are one line on the Pelham housing bill. Compare current Canadian mortgage options from multiple lenders.
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